We are a one income family which sometimes can be very tricky. My Dh does very well and I am excellent at pinching my pennies until they scream. :-) Occasionally I fall off the wagon as does my lovely husband and we need to climb back up. Recently I felt like I never had enough of anything and when I sat down with a pen and paper it didn't make sense. Something needed to change.
I was beginning to HATE the money managing program we were using. The final straw was the day I went to open it and it "flipped out" all of a sudden my path was invalid and it for some reason hadn't saved the last 3 YEARS of info that I had thought was being backed up daily. grrr.. during one of my forced upgrades I had lost a bunch of features that I personally loved. Yes I admit I hate things to change but sometimes I have a valid reason. I began to search for something else.
I stumbled upon YNAB (You Need A Budget) it was so easy it couldn't work right? Yep I have been marreid to an engineer to long! I have been using it for 3 months and I love it. I can not easily express just HOW much I love it. It is incrediably easy to use and it doesn't build on usless old data but from where you are now. I also love the fact that my little red alerts of going over budget in some random catagory are back!! I do not like to see red. It has kept me on track and I am breathing much easier. The program is $60 and can be found at ynab.com
I do not benifit from this post in anyway other than to share the awesomeness of a program I have found and come to love. Hope it helps you too.
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